[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pbgrow.cz\/kdyz-potrebuje-podnikatel-penize\/#Article","mainEntityOfPage":"https:\/\/www.pbgrow.cz\/kdyz-potrebuje-podnikatel-penize\/","headline":"Kdy\u017e pot\u0159ebuje podnikatel pen\u00edze","name":"Kdy\u017e pot\u0159ebuje podnikatel pen\u00edze","description":"Stejn\u011b jako mohou oby\u010dejn\u00e9ho zam\u011bstnance kdykoliv propustit z pr\u00e1ce, p\u0159e\u0159adit ho na h\u016f\u0159e placen\u00e9 m\u00edsto nebo tohoto m\u016f\u017ee potkat del\u0161\u00ed nemoc \u010di jin\u00e1 ztr\u00e1ta p\u0159\u00edjm\u016f, … ","datePublished":"2019-12-11","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.pbgrow.cz\/author\/#Person","name":"","url":"https:\/\/www.pbgrow.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6808215d501bdbb001ef3734be3cdad1be23596de78c590ed2ac5868fce74c95?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pbgrow.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pbgrow.cz\/wp-content\/uploads\/img_a377143_w4221_t1588762617.jpg","url":"https:\/\/www.pbgrow.cz\/wp-content\/uploads\/img_a377143_w4221_t1588762617.jpg","height":0,"width":0},"url":"https:\/\/www.pbgrow.cz\/kdyz-potrebuje-podnikatel-penize\/","about":["D\u016fm a byt"],"wordCount":424,"articleBody":"      Stejn\u011b jako mohou oby\u010dejn\u00e9ho zam\u011bstnance kdykoliv propustit z pr\u00e1ce, p\u0159e\u0159adit ho na h\u016f\u0159e placen\u00e9 m\u00edsto nebo tohoto m\u016f\u017ee potkat del\u0161\u00ed nemoc \u010di jin\u00e1 ztr\u00e1ta p\u0159\u00edjm\u016f, nem\u00e1 nic jist\u00e9 ani soukrom\u00fd podnikatel. Ten pochopiteln\u011b s\u00e1m sebe sotva ze sv\u00e9 firmy vyhod\u00ed, jen\u017ee je na t\u00e9to existen\u010dn\u011b z\u00e1visl\u00fd a jakmile mu tato p\u0159estane dostate\u010dn\u011b prosperovat, m\u00e1 sm\u016flu. Kdy\u017e se v podnik\u00e1n\u00ed p\u0159estane da\u0159it, m\u00e1 to takov\u00fd soukromn\u00edk r\u00e1zem hodn\u011b t\u011b\u017ek\u00e9. Mus\u00ed sehnat pen\u00edze na to, aby udr\u017eel firmu v chodu, mus\u00ed z n\u011b\u010deho hradit v\u0161echny povinn\u00e9 odvody a \u2013 m\u00e1-li je \u2013 vypl\u00e1cet mzdy zam\u011bstnanc\u016fm. Pak jsou tu t\u0159eba i dodavatel\u00e9, kte\u0159\u00ed cht\u011bj\u00ed dostat zaplaceno, jsou tu i obchodn\u00ed partne\u0159i, externist\u00e9 a co j\u00e1 v\u00edm, kdo v\u0161echno je\u0161t\u011b. A v\u0161em mus\u00ed doty\u010dn\u00fd podnikatel platit. Bez ohledu na to, \u017ee mu jeho podnik nevyd\u011bl\u00e1 t\u0159eba ani korunu, ba klidn\u011b i prod\u011bl\u00e1v\u00e1. A jak se dostat z podobn\u00fdch pot\u00ed\u017e\u00ed? Nejednou to nejde za\u0159\u00eddit jinak ne\u017e vzet\u00edm si n\u011bjak\u00e9 p\u016fj\u010dky. Ov\u0161em jak\u00e9? Neznal\u00fd \u010dlov\u011bk by automaticky doporu\u010dil banku, jen\u017ee ti, kdo u\u017e v\u011bd\u00ed sv\u00e9, pochybuj\u00ed. Banky p\u0159ece maj\u00ed sv\u00e1 p\u0159\u00edsn\u00e1 a nem\u011bnn\u00e1 pravidla a kv\u016fli t\u011bm tu m\u00e1 podobn\u00fd \u017eadatel v nesn\u00e1z\u00edch jen malou \u0161anci. A alternativa? Ta na\u0161t\u011bst\u00ed existuje. Je to americk\u00e1 nebankovn\u00ed hypot\u00e9ka F\u00e9rov\u00e1 hypot\u00e9ka, typ p\u016fj\u010dky, kter\u00fd zachra\u0148uje i ty nejh\u016f\u0159e vypadaj\u00edc\u00ed \u017eadatele. U t\u00e9to toti\u017e nevad\u00ed pr\u00e1v\u011b ty nedostatky, je\u017e podobn\u00ed podnikatel\u00e9 v nesn\u00e1z\u00edch m\u00edvaj\u00ed. Nevad\u00ed tu ani \u0161patn\u011b vypadaj\u00edc\u00ed da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, ani p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ba ani exekuce a jin\u00e9 komplikace. Proto\u017ee i zde se sice \u017e\u00e1d\u00e1 z\u00e1ruka, \u017ee budou p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1ceny, ta ale vypad\u00e1 docela jinak. \u017dadatel tu zkr\u00e1tka mus\u00ed d\u00e1t do z\u00e1stavy nemovitost a prok\u00e1zat schopnost spl\u00e1cet. A jakmile je poskytovatel p\u016fj\u010dky v tomto ohledu uspokojen, nic nebr\u00e1n\u00ed tomu, aby doty\u010dn\u00fd podnikatel dostal pot\u0159ebnou p\u016fj\u010dku. Klidn\u011b i za t\u011bch nejoptim\u00e1ln\u011bj\u0161\u00edch podm\u00ednek, jak\u00e9 si jen  lze e p\u0159edstavit. A co si p\u0159\u00e1t v\u00edc?                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e pot\u0159ebuje podnikatel pen\u00edze","item":"https:\/\/www.pbgrow.cz\/kdyz-potrebuje-podnikatel-penize\/#breadcrumbitem"}]}]